OUR   SERVICES

MORTGAGES


Whether you are purchasing your first house, or adding to your buy to let portfolio we’ll guide and support you through the whole process, searching the whole of market, to secure the right product for you.

 

We take a holistic approach to advising you on your mortgage, this will include ensuring the term and type of mortgage is appropriate to your circumstances.

 

Our service goes further than that in that we will liaise with your legal representatives, estate agents and any other professionals to smooth the process for you.


Remortgages

As a further commitment to you we will offer to review your current mortgage deal at the appropriate time.

 

Equity Release

Releasing equity from your home, is a complex area and should not be undertaken without a holistic review of your situation, including where necessary seeking independent legal advice. We understand the issues and will introduce you to a specialist in this area having assessed any alternative solutions they will spend time to ensure you come to a decision that is right for you in an unpressured environment.

 

This is a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

 

Commercial Mortgages

In relation to Commercial Mortgages we do not give advice in this area but we do act as an introducer to specialist firms who will be able to help you with your enquiry.

 

The Financial Conduct Authority does not regulate commercial mortgages.

 

Your home may be re-possessed if you do not keep up repayments on your mortgage.

 

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £99.


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Watson Financial Ltd is an appointed representative of CAERUS Financial Limited which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register (www.fca.gov.uk/register) under reference 497604.
Registered in England & Wales number: 06986949. Registered Office: 1A Fore Street, Bridestowe, Okehampton, Devon EX20 4EL.

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