Here are our financial factsheets; please feel free to view/download any of these free of charge.


Pension freedoms – what could they mean to you?

Accessing your pension safely, without unnecessary costs and a potential tax bill


‘Midlife crisis’

Baby boomers are some of the least prepared for retirement


Pensions freedom

Your questions answered


Maximising your income levels in retirement

Why having a target in mind clearly makes a difference to fund this stage of your life


With great freedom comes great responsibility

Savers positive about pension reforms but concerned about scams


Question time

Why planning for your future retirement requires answers


Gender disparity

Funding a post-work life will be difficult without sufficient planning


New pension landscape

Are you ready for the responsibilities of being in complete control over all of your money?


Influencing factors to managing your future wealth

When was the last time you revisited your investment goals?


Investment risk

Reducing the overall level of exposure


What’s in your basket?

Diversifying your assets helps spread risk by lessening the potential for losses


Pooled investments

Choosing a broad spread of instruments in which to invest


Unit trusts

Participating in a wider range of investments


Investing for income

Choosing your appetite to risk


Achieving financial success

Tips to get your finances on track


Defining The Short Medium And Long Term Rational For Your Portfolio

Providing a clear road map for developing a proper investment strategy, with the correct balance of risk


Different Types of Annuity

Choosing the right option for you


Growing your wealth over time

Choosing investment vehicles that match your feelings and preferences is the key.


Income protection insurance

How would you pay the bills if you were sick or injured and couldn’t work?


Inheritance Tax matters

Not quite the ‘voluntary’ tax it was once considered.


Inheritance tax ‘Nil Rate Band’ and rates

Inheritance Tax is charged at the following rate on death.


Investing with a conscience

Seeking the best financial returns but with socially responsible principles.


Making a will

Sharing out your estate.


Making the most of our new-found freedom

Why planning for your future retirement requires answers


Maximising The Value Of Your Pension Pot

Probably the single most important decision to realise your long-term goals


Peace of Mind For You And Your Family

Making the right decisions to protect your financial situation


Pension Consolidation

Mitigating lost investment opportunities, exposure to undue risk and higher costs


Pension death tax charge abolished

New simplify the existing regime from April 2015.


Pension freedom

The most radical reforms this century.


Pension reform: what you need to know

There’s now more scope than ever to arrange your finances the way you want them.


Personal pensions

Coming to terms with the realities of your later years.


Planning for the quality of life you want in your golden years

Looking forward to a secure and financially independent retirement.


Securing a bigger annuity income

The lack of professional financial advice can be costly


Self-Invested Personal Pensions

Taking control of where your money goes and how it grows.


Smoothing out your portfolio’s returns

A time-tested method for controlling risk over time.


State Pension changes on the horizon

Over half of the UK population are unaware of government plans.


Surviving investment volatility

Resisting the temptation to make short-term adjustments.



Choosing the right structures to protect assets and give your family lasting benefits.


Valuing your estate for Inheritance Tax

Reflecting what your assets would reasonably receive in the current open market.


Workplace pensions

You could soon have a pension without asking for one!




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